Me- Ambulance Chaser- A True Story from Chicago!
Chicago, 1981.
I just got out of the Army and I needed a job. I found one at
Majestic
Towing on
Pulaski and Diversey. The owner, George, simply gave me a tow-truck
and said "ok, go make
some money." The deal was 50/50. I had to pay half the
gas and I got to keep half the
money. He didn't have any kind of a following, no advertisement,
no customers calling, nothing.
Just a body shop and a couple of tow-trucks.
I drove
around
for three days and made about $30.00. I walked in there one
morning ready to quit. As I handed him the keys, he said "meet
your new boss, Gary."
And there was Gary, sitting at the bosses desk with his feet
on it, smoking a cigar and trying
to look like a big-shot. He looked like a mechanic that just
got off work. He was dirty and
fat. I wondered what made him so important.
He flicked an
ash on the floor and said "I'm gonna show you how to make
some money with a tow-truck.
First thing you gotta do is clean that filthy piece of crap.
Let me know when you're ready
and then we'll go out and make some real money."
I had nothing to loose, except more time, so I played along.
I cleaned the truck and we hit
the road. We came upon an old lady who was broke-down. She
told us she needed a jump. We jumped
her alright. Gary hooked the jumper cables up on the rubber
part of the battery cables. That way,
her car would surely NOT start!
We towed her in and put a used starter on her car and then
we put her old starter on the shelf,
for the next victim. We collected $180.00 and he handed me
$90.00!
That was real money back then. The most I ever made in one day, prior to that, was about $40.00.
Gary put a police scanner in my tow-truck and then we went out "Chasing".We drove around listening to the scanner. Everytime we heard a call for an auto-accident, we would rush to the scene. Sometimes, we would get there before the cops and the ambulance. Most times, we would find more chasers there. There was a mutual respect thing going on. First come first serve. We'd get out of our truck and mix with the crowd until we were talking to the owner of the newest smashed car. The other chasers would be racing us, mingling with the crowd. Whoever got to the owner first, got the "hook". We got to know the competition and we even became friends with some of them.
All of the chasers were all pretty cool and respected each other. That is, all except Mike. Mike was an asshole that nobody liked. That's because he didn't respect anyone, not even the cops. Mike would tell you to leave, that he owned the cops around here and that you were wasting your time. Then, he would go talk to the cop and slip him $100.00. Then, the cop would walk up and tell you to "get out of here" before you get arrested. Mike even threatened some cops. He would tell them that he could get them fired if they didn't play ball, his way. There was even a rumor about a cop that did get fired because of him, so they believed him and they went along with his power trip. He always acted like some kind of a bigshot too. He wore a fur coat and showed up in a different sports car everytime.
Everybody hated Mike. So, one day when he was discovered shot to death, six rounds in the side of his head, no one cared. In fact, a few people laughed and high-fived over the fact.
The investigators questioned me about it too. I told them truthfully that nobody liked him and it could have been anybody that knew him. Everybody wanted to kill him. He was such an asshole. The newspapers called it a "gangland style execution".
I did have a suspect in mind, at the time. I had no proof, it was just a hunch. His name was Junior and he was from Kentucky. Everybody liked Junior. Especially the day he threw Mike down an embankment.
There was a big ten-car pile-up on the Kennedy Expressway one night. All of the chasers were there and everybody had at least one car to tow. We all stood back talking while the cops did their paperwork. There must have been ten of us. All of a sudden, Mike shows up and tells us all to get out of here, that he owns the Kennedy Expressway. Well, Junior grabbed him by the fur coat and tossed him over the guard rail and he rolled down a steep hill about a hundred feet down. Everybody was cracking up. Mike couldn't climb back up, because it was too steep and full of snow. We all laughed at him repeatedly while he tried, then gave up and walked about a mile back around. By the time he got back, we had all towed our cars and were gone. That was the only time I personally had seen anyone get over on Mike. It was usually the other way around. That made my day and everyone elses too.
-
The next day, Mike was dead and Junior was nowhere to be found.
Rumor has it, that Junior went back to Kentucky. The only problem was, nobody knew Juniors last name, or where he lived, or anything about him. -
The investigators who questioned me, somehow knew who all of the chasers were and they knew I was a chaser. I wondereded why they allowed chasing to keep happening.
-
Chasing was really a minor law violation. All they could charge us for, was soliciting without a license. It sounds minor, but the corruption that it brings, is what makes it dangerous.
Everytime I towed a car, I had to give $50.00 to the cop! I made $175. per car, so I could afford it.And if you thought you could get away without paying them, then you wouldn't be a chaser for very long. Next time you see the cop that you didn't pay, he would tell you to leave the scene. He would say something like "I don't go for all that ambulance chasing bullshit." But if you go hide around the corner, you will see another chaser show up and give him fifty bucks and then tow the car. I know this, because my brother was a chaser for about a week, then he had to quit because none of the cops would do business with him. I, on the other hand, chased for about a year. I always took care of my cops.
Here's one of the SCAMS chasers pull on you.
The guy I used to chase for taught me this little ditty.
You just had an accident. You're still kind of shaking when I pull up. I walk up to you and say "are you alright?"
You say "I think so, but look at my brand new car, waaah."
I say "do you need any help? I could drive you home, or call somebody for you."
You say "yeah, call my wife, here's my number."
I go call your wife and then I come back. "She's on her way, do you want me to get you something to drink?"
You say "yes" and I do. Then I say "do you want me to call a tow truck for you?"
You'd be surprised to know how many people say yes at this point, but let's say you say "no". And maybe you even add the fact that you don't have any money on you right now.
Then, I say "I know a body shop and they are right down the street. They will bill your insurance company for the tow, you wont even have to pay for it. I know the owner, he did it for me and even for a friend of mine once."
So you say "I want my uncle Joe to fix it at his body shop, but it would be nice to get it off the street for now, so ok, go ahead."
Then I tow it in, or if I don't have a tow truck, I just go call my buddy. No harm done yet, I have really been helpful. I get your information and I'm gone, with your car. You go home and sleep off that nasty bump on your head.
- The next morning, I call you, posing as your insurance company. I suggest that you let that shop fix your car, because they are a reputable outfit and we have done business with them many times. You say "ok, great."
- Then, I call your insurance company, posing as you. I say, I had an accident and my buddy at the body shop has my car. Go write an estimate on it and lets get it fixed there.
- Then, your insurance adjuster comes to the shop and writes an estimate. But before he does, we take some parts off. Your hood is still good, but I take it off and hide it in the back room. Then, I take your nice front tire off and put a flat tire with a big gash in it and a bent rim, on your car. It must have gotten damaged in the accident.
- The adjuster comes and writes a nice estimate, paying me for the parts that I will put back on, plus the damage from the accident, plus the tow and storage.
Then, after I fix your car, I use it for a few days and go chasing with it. After that, I call you and tell you your car is ready. You come and pick it up and you love me for the good work I did.
How can you avoid these shysters in the future?
The best way, is to never get into an accident in the first place. Sound impossible?
-
All you have to do is, two things, to make sure that an accident will never be your fault. Stay in your lane. And always be ready to stop. These two simple things will always keep you in the right. If you do have an accident, it surely will not be your fault.
-
If you do get into an accident, call your own tow truck and/or body shop. If you don't know anyone, get a phone book, or call information. Or better still, call your insurance company.
-
Sometimes the cops will make you call one right away, or sometimes the cops will call their guy, whether you like it or not. And there is nothing you can do about it.
-
Except follow-up. Call your insurance company right away and tell them where the car is at and where you would like to get it fixed at. You have the right to pick your own body shop. And it wouldn't hurt if you were there, when the adjuster comes out to look at it.
I know ambulance chasing is still happening.Since the cops are in on it, it's very difficult to fight it. But you can protect yourself simply by knowing it's there and taking some precautions, as mentioned above.
Every once in a while, the news will crack down on it. The chasers just lay-low for a while and then one day, they come back. I think it will never end.
The way the cops and chasers look at it, they're doing a public service. Big deal, they pay the cops $50. or $100. a car. Cops don't make enough money anyway and this is one way to help them get paid some decent money. After all, they risk their lives everyday. And for what? A measly $30-45,000 a year?
Footnote: Some ambulance chasers work for a lawyer, not a body shop. They will show up at your accident recomending a good lawyer. I suggest you find your own. Most of these guys are shysters, with no conscience. Many will even fabricate a case for you. They send you to a chiropractor who will want to see you again and again. They will create a huge medical bill and sue some poor sucker for a lot of money. This is illegal and should be reported to your local Bar Association.
Footnote of footnote: I have some crazy stories from those days. Check back often, I will be writing more and adding it every so often.
C2000 Ken Skaggs
C2000 Ken Skaggs
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